For 2026, a single gig worker on 1099 income who tracks mileage should set aside about $8 of every $100 for federal tax up to about $60,000 of earnings, rising to about $9 at $100,000. Add your state: from $0 in nine states to about $2,071 on $40,000 in Hawaii.
How much to set aside for taxes self-employed: federal tax by income (2026)
| Yearly gig earnings | Single: total federal tax | Single: per $100 | Married jointly: total | Married: per $100 |
|---|---|---|---|---|
| $15,000 | $1,203 | $8.02 | $1,203 | $8.02 |
| $25,000 | $2,005 | $8.02 | $2,005 | $8.02 |
| $40,000 | $3,207 | $8.02 | $3,207 | $8.02 |
| $60,000 | $4,826 | $8.04 | $4,811 | $8.02 |
| $80,000 | $6,902 | $8.63 | $6,415 | $8.02 |
| $100,000 | $8,950 | $8.95 | $8,019 | $8.02 |
Assumptions: Single filer, no other income, tips are 25% of earnings, $1.80 earned per business mile, other expenses 2% of earnings, before tax credits, 2026 rules.
These figures are calculated by our engine, not estimated by hand. Every line follows the IRS forms; see how we calculate.
How much to set aside for taxes 1099 drivers owe in each state ($40,000)
| State | Total tax on $40,000 | Of which state and local | Set aside per $100 |
|---|---|---|---|
| Alabama | $3,997 | $790 | $9.99 |
| Alaska | $3,207 | $0 | $8.02 |
| Arizona | $3,526 | $319 | $8.82 |
| Arkansas | $3,817 | $610 | $9.54 |
| California | $3,239 | $31 | $8.10 |
| Colorado | $3,427 | $220 | $8.57 |
| Connecticut | $3,329 | $122 | $8.32 |
| Delaware | $3,735 | $528 | $9.34 |
| District of Columbia | $3,407 | $200 | $8.52 |
| Florida | $3,207 | $0 | $8.02 |
| Georgia | $3,680 | $472 | $9.20 |
| Hawaii | $5,024 | $2,071 | $12.56 |
| Idaho | $3,217 | $10 | $8.04 |
| Illinois | $4,107 | $899 | $10.27 |
| Indiana | $3,800 | $593 | $9.50 |
| Iowa | $3,357 | $150 | $8.39 |
| Kansas | $3,641 | $433 | $9.10 |
| Kentucky | $3,828 | $621 | $9.57 |
| Louisiana | $3,454 | $247 | $8.64 |
| Maine | $3,639 | $432 | $9.10 |
| Maryland | $4,282 | $1,075 | $10.71 |
| Massachusetts | $4,042 | $835 | $10.11 |
| Michigan | $3,853 | $646 | $9.63 |
| Minnesota | $3,518 | $310 | $8.79 |
| Mississippi | $3,319 | $112 | $8.30 |
| Missouri | $3,297 | $89 | $8.24 |
| Montana | $3,442 | $235 | $8.61 |
| Nebraska | $3,418 | $210 | $8.54 |
| Nevada | $3,207 | $0 | $8.02 |
| New Hampshire | $3,207 | $0 | $8.02 |
| New Jersey | $3,517 | $310 | $8.79 |
| New Mexico | $3,282 | $75 | $8.21 |
| New York | $3,752 | $544 | $9.38 |
| North Carolina | $3,540 | $333 | $8.85 |
| North Dakota | $3,207 | $0 | $8.02 |
| Ohio | $3,207 | $0 | $8.02 |
| Oklahoma | $3,611 | $404 | $9.03 |
| Oregon | $4,224 | $1,016 | $10.56 |
| Pennsylvania | $3,904 | $697 | $9.76 |
| Rhode Island | $3,382 | $174 | $8.45 |
| South Carolina | $3,481 | $273 | $8.70 |
| South Dakota | $3,207 | $0 | $8.02 |
| Tennessee | $3,207 | $0 | $8.02 |
| Texas | $3,207 | $0 | $8.02 |
| Utah | $3,228 | $21 | $8.07 |
| Vermont | $3,480 | $273 | $8.70 |
| Virginia | $3,648 | $441 | $9.12 |
| Washington | $3,207 | $0 | $8.02 |
| West Virginia | $3,699 | $491 | $9.25 |
| Wisconsin | $3,437 | $229 | $8.59 |
| Wyoming | $3,207 | $0 | $8.02 |
Assumptions: Single filer, no other income, tips are 25% of earnings, $1.80 earned per business mile, other expenses 2% of earnings, before tax credits, 2026 rules. Maryland includes a 3% county tax and Hawaii its 4.5% general excise tax; other local taxes are not included.
How much to save for taxes from DoorDash each week
Divide the yearly figure by 52. A single Dasher earning $40,000 who tracks mileage sets aside about $62 a week for federal tax, more in a state with income tax. The DoorDash tax calculator shows your weekly figure.
Why the number stays near $8 per $100
Below about $60,000 of earnings, the standard deduction, the tips deduction and the 20% business income deduction usually cover a driver’s whole profit for income tax. What’s left is self-employment tax, 15.3% of 92.35% of profit, which works out to about $8 per $100 earned when mileage takes about 40% of earnings.
When to set aside more
- You drive fewer miles per dollar earned (less mileage deduction).
- You also have a W-2 job, which pushes your gig profit into a higher bracket.
- You live in a state with income tax, or in a city with its own tax.
- You earn little in tips (smaller tips deduction).
Use the calculator for your own number.
Cite this table
GigTaxTally, "How Much to Set Aside for Taxes on 1099 Income: 2026 Table," gigtaxtally.com/how-much-to-set-aside-for-taxes/. Last reviewed October 29, 2026.