A single gig driver in New York who earns $40,000 and tracks mileage should set aside about $9.38 of every $100 for 2026 (about $72 a week): $3,752 in total, including about $544 of New York tax. Enter your own numbers below.
Estimated 2026 tax from your gig work: $4,641, about $89 a week.
Show the math
| Gig earningsSchedule C, line 1 | $42,000 |
| Mileage deductionSchedule C, line 9 (72.5¢ and 76¢ a mile) | −$13,745 |
| Other business expensesSchedule C | −$900 |
| Net profitSchedule C, line 31 | $27,355 |
| Self-employment taxSchedule SE (15.3% of 92.35% of profit) | $3,865 |
| Half of self-employment taxSchedule 1 adjustment | −$1,933 |
| Adjusted gross incomeForm 1040 | $25,422 |
| Standard deductionForm 1040 | −$16,100 |
| Tips deductionSchedule 1-A (up to $25,000) | −$11,500 |
| Business income deductionForm 8995 (QBI) | −$0 |
| Taxable incomeForm 1040 | $0 |
| Federal income tax2026 tax brackets | $0 |
| New York income taxState estimate | $776 |
| Total tax | $4,641 |
An estimate for planning, not tax advice. See how we calculate and our verified examples.
How much to set aside for New York 1099 taxes
| Yearly gig earnings | Total tax | Of which New York tax | Set aside per $100 |
|---|---|---|---|
| $25,000 | $2,207 | $202 | $8.83 |
| $40,000 | $3,752 | $544 | $9.38 |
| $60,000 | $5,937 | $1,112 | $9.90 |
Assumptions: Single filer, no other income, tips are 25% of earnings, $1.80 earned per business mile, other expenses 2% of earnings, before tax credits, 2026 rules.
New York self-employment and income tax rules
New York at a glance
| State income tax | New York taxes income at 3.9% to 10.9%. |
| Deductions | Standard deduction $8,000 single, $16,050 married filing jointly. |
| Tips | New York has proposed exempting tips from state income tax. Until final rules for self-employed drivers are published, our estimate taxes tips at the state level, so it may be slightly high. |
| Estimated payments | Usually on the same four dates as federal payments if you expect to owe state tax. Check with the New York State Department of Taxation and Finance. |
| Local income tax | New York City residents also pay city income tax of 3.078% to 3.876%. Tick "I live in New York City" in the calculator. Yonkers has its own surcharge, which is not included. |
| What we simplify | Above $107,650 of income, New York gradually removes the benefit of its lower brackets. We leave that out, so estimates for higher earners may be slightly low. |
Official source: New York State Department of Taxation and Finance. Find its website on the IRS list of state tax agencies.
Federal self-employment tax still applies
Wherever you live, you pay federal income tax and 15.3% self-employment tax on your 1099 profit. The calculator includes both, plus the federal tips deduction, both 2026 IRS mileage rates and federal credits. See how we calculate.
Quarterly payment dates
| Payment | Covers income earned | Due date |
|---|---|---|
| Q1 | January 1 to March 31, 2026 | April 15, 2026 |
| Q2 | April 1 to May 31, 2026 | June 15, 2026 |
| Q3 | June 1 to August 31, 2026 | September 15, 2026 |
| Q4 | September 1 to December 31, 2026 | January 15, 2027 |
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New York 1099 tax calculator questions
How are DoorDash taxes calculated in New York?
Dashers in New York pay 15.3% federal self-employment tax on 92.35% of their profit, federal income tax after deductions, and New York tax on their income. On $40,000 of earnings the total is about $3,752 in our example.
Do Uber drivers pay New York income tax?
Yes. New York taxes rideshare and delivery profit like other self-employment income. A single driver earning $40,000 pays about $544 of New York tax in our example.
How much should I set aside for 1099 taxes in New York?
About $8.83 per $100 on $25,000 of gig earnings, $9.38 on $40,000 and $9.90 on $60,000, for a single driver who tracks mileage.
Does New York tax tips?
New York has proposed exempting tips from state income tax. Until final rules for self-employed drivers are published, our estimate taxes tips at the state level, so it may be slightly high.
Are there local income taxes in New York?
New York City residents also pay city income tax of 3.078% to 3.876%. Tick “I live in New York City” in the calculator. Yonkers has its own surcharge, which is not included.