Texas 1099 Tax Calculator 2026

2026 tax year · Last reviewed October 29, 2026
Quick answer

Texas has no state income tax on gig earnings, so a single driver who earns $40,000 and tracks mileage owes only federal tax: about $3,207 for 2026, or $8.02 of every $100 (about $62 a week). Most of that is 15.3% self-employment tax.

Your 2026 numbers

Filing status

Married couples must file jointly to claim the tips deduction.

Texas has no state income tax on gig earnings.

More options: W-2 job, credits and quarterly planner

Credits assume you qualify: a valid Social Security number, investment income under $12,200, and, with no children, age 25 to 64.

The numbers shown are an example. Replace them with your own. Nothing you enter is saved or sent anywhere.

Set aside
$9 of every $100

Estimated 2026 tax from your gig work: $3,865, about $74 a week.

$3,479Next payment, due January 15, 2027
$746Saved by the tips deduction

Show the math

Gig earningsSchedule C, line 1$42,000
Mileage deductionSchedule C, line 9 (72.5¢ and 76¢ a mile)−$13,745
Other business expensesSchedule C−$900
Net profitSchedule C, line 31$27,355
Self-employment taxSchedule SE (15.3% of 92.35% of profit)$3,865
Half of self-employment taxSchedule 1 adjustment−$1,933
Adjusted gross incomeForm 1040$25,422
Standard deductionForm 1040−$16,100
Tips deductionSchedule 1-A (up to $25,000)−$11,500
Business income deductionForm 8995 (QBI)−$0
Taxable incomeForm 1040$0
Federal income tax2026 tax brackets$0
Texas income taxNo state income tax$0
Total tax$3,865

An estimate for planning, not tax advice. See how we calculate and our verified examples.

How much to set aside for Texas 1099 taxes

Yearly gig earningsTotal taxOf which Texas taxSet aside per $100
$25,000$2,005$0$8.02
$40,000$3,207$0$8.02
$60,000$4,826$0$8.04

Assumptions: Single filer, no other income, tips are 25% of earnings, $1.80 earned per business mile, other expenses 2% of earnings, before tax credits, 2026 rules.

Texas self-employment and income tax rules

Texas does not tax wages or business profit, so the only income taxes on your 1099 earnings are federal: 15.3% self-employment tax and federal income tax after deductions.

Federal self-employment tax still applies

Wherever you live, you pay federal income tax and 15.3% self-employment tax on your 1099 profit. The calculator includes both, plus the federal tips deduction, both 2026 IRS mileage rates and federal credits. See how we calculate.

Quarterly payment dates

PaymentCovers income earnedDue date
Q1January 1 to March 31, 2026April 15, 2026
Q2April 1 to May 31, 2026June 15, 2026
Q3June 1 to August 31, 2026September 15, 2026
Q4September 1 to December 31, 2026January 15, 2027

DoorDash, Uber and other app calculators

Texas 1099 tax calculator questions

Does Texas have a state income tax?

No. Texas has no state income tax on wages or business profit.

How are DoorDash taxes calculated in Texas?

Dashers in Texas pay 15.3% federal self-employment tax on 92.35% of their profit, federal income tax after deductions and no state income tax. On $40,000 of earnings the total is about $3,207 in our example.

Do Uber drivers pay Texas income tax?

No. Texas has no state income tax, so Uber drivers there pay only federal income tax and self-employment tax.

How much should I set aside for 1099 taxes in Texas?

About $8.02 per $100 on $25,000 of gig earnings, $8.02 on $40,000 and $8.04 on $60,000, for a single driver who tracks mileage.

Does Texas tax tips?

No. Texas has no state income tax.

Are there local income taxes in Texas?

Not for most drivers.

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