A single gig driver in Kentucky who earns $40,000 and tracks mileage should set aside about $9.57 of every $100 for 2026 (about $74 a week): $3,828 in total, including about $621 of Kentucky state and local tax. Enter your own numbers below.
Estimated 2026 tax from your gig work: $4,637, about $89 a week.
Show the math
| Gig earningsSchedule C, line 1 | $42,000 |
| Mileage deductionSchedule C, line 9 (72.5¢ and 76¢ a mile) | −$13,745 |
| Other business expensesSchedule C | −$900 |
| Net profitSchedule C, line 31 | $27,355 |
| Self-employment taxSchedule SE (15.3% of 92.35% of profit) | $3,865 |
| Half of self-employment taxSchedule 1 adjustment | −$1,933 |
| Adjusted gross incomeForm 1040 | $25,422 |
| Standard deductionForm 1040 | −$16,100 |
| Tips deductionSchedule 1-A (up to $25,000) | −$11,500 |
| Business income deductionForm 8995 (QBI) | −$0 |
| Taxable incomeForm 1040 | $0 |
| Federal income tax2026 tax brackets | $0 |
| Kentucky income taxState estimate | $772 |
| Total tax | $4,637 |
An estimate for planning, not tax advice. See how we calculate and our verified examples.
How much to set aside for Kentucky 1099 taxes
| Yearly gig earnings | Total tax | Of which Kentucky tax | Set aside per $100 |
|---|---|---|---|
| $25,000 | $2,349 | $344 | $9.39 |
| $40,000 | $3,828 | $621 | $9.57 |
| $60,000 | $5,816 | $990 | $9.69 |
Assumptions: Single filer, no other income, tips are 25% of earnings, $1.80 earned per business mile, other expenses 2% of earnings, before tax credits, 2026 rules.
Kentucky self-employment and income tax rules
Kentucky at a glance
| State income tax | Kentucky taxes income at a flat 3.5%. |
| Deductions | Standard deduction $3,360 single, $3,360 married filing jointly. |
| Tips | Our Kentucky estimate does not apply the federal tips deduction, so it may be slightly high if your state allows it. |
| Estimated payments | Usually on the same four dates as federal payments if you expect to owe state tax. Check with the Kentucky Department of Revenue. |
| Local income tax | Many Kentucky cities and counties charge an occupational license tax on net profits, often around 1% to 2.5%. Enter your local rate. |
Official source: Kentucky Department of Revenue. Find its website on the IRS list of state tax agencies.
Federal self-employment tax still applies
Wherever you live, you pay federal income tax and 15.3% self-employment tax on your 1099 profit. The calculator includes both, plus the federal tips deduction, both 2026 IRS mileage rates and federal credits. See how we calculate.
Quarterly payment dates
| Payment | Covers income earned | Due date |
|---|---|---|
| Q1 | January 1 to March 31, 2026 | April 15, 2026 |
| Q2 | April 1 to May 31, 2026 | June 15, 2026 |
| Q3 | June 1 to August 31, 2026 | September 15, 2026 |
| Q4 | September 1 to December 31, 2026 | January 15, 2027 |
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Kentucky 1099 tax calculator questions
How are DoorDash taxes calculated in Kentucky?
Dashers in Kentucky pay 15.3% federal self-employment tax on 92.35% of their profit, federal income tax after deductions, and Kentucky tax on their income. On $40,000 of earnings the total is about $3,828 in our example.
Do Uber drivers pay Kentucky income tax?
Yes. Kentucky taxes rideshare and delivery profit like other self-employment income. A single driver earning $40,000 pays about $621 of Kentucky tax in our example.
How much should I set aside for 1099 taxes in Kentucky?
About $9.39 per $100 on $25,000 of gig earnings, $9.57 on $40,000 and $9.69 on $60,000, for a single driver who tracks mileage.
Does Kentucky tax tips?
Our Kentucky estimate taxes tips at the state level and doesn’t apply the federal tips deduction, so it may be slightly high if Kentucky allows it.
Are there local income taxes in Kentucky?
Many Kentucky cities and counties charge an occupational license tax on net profits, often around 1% to 2.5%. Enter your local rate.